smokie36
Vigilante
Posts: 15,810 
Likes: 9,202
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Post by smokie36 on Aug 19, 2017 13:12:08 GMT 7
The two things to consider when looking at your health when leaving the nanny state are your lifestyle and any likely inherited disease which may become apparent in later life. On the first point it is important to be honest with yourself. We all imagine ourselves eating more healthily, exercising more and drinking less. Humans have a vivid imagination  ! |
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chiangmai
Crazy Mango Extraordinaire
Posts: 6,569
Likes: 5,694
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Post by chiangmai on Aug 19, 2017 13:15:55 GMT 7
Changing ones lifestyle at age 65 to eat, drink and live cleanly, following a lifetime of junk food, cheap (or expensive) p*ss and no exercise, won't have much positive impact, other than perhaps to cause the body to go into shock and accelerate the due date (that also was written tongue in cheek).
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Post by Soutpeel on Aug 19, 2017 13:31:40 GMT 7
That makes pre-existing conditions seem irrelevant. Personally, I'd like to do a Phillip Seymour Hoffman if things get to that stage, sounds like a fun way to exit, cheap, no mess and no chance of addiction. The inert gas way is suppose to be the best way, Argon, Nitrogen etc |
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smokie36
Vigilante
Posts: 15,810
Likes: 9,202
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Post by smokie36 on Aug 19, 2017 14:52:39 GMT 7
Changing ones lifestyle at age 65 to eat, drink and live cleanly, following a lifetime of junk food, cheap (or expensive) p*ss and no exercise, won't have much positive impact, other than perhaps to cause the body to go into shock and accelerate the due date (that also was written tongue in cheek). A total lack of exercise over many years is an actuary's dream. Gotta think about it. |
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Post by rgs2001uk on Aug 21, 2017 21:15:50 GMT 7
Why not just buy two policies? Have the same problem with house insurance, they seem to go to 5 million tops, girl at Tesco/Lotus told me two but two policies, costs about 8,000 baht per year. If you are getting into the prices you mention, you have problems big time, better to head home and throw yourself at the mercy of the welfare state. In Thailand, liver transplants, forget it. Kidney dialysis treatment forget it. Your biggest outlay will be a triple valve replacement which will be less than 5 million. 50 million baht, thats a million + pounds, better to get on a plane and head to India. Just for info: hemodialysis in Thailand is quite common and available almost everywhere, private hospital charge is about 2k Baht per session, cheaper but long waiting lists at government hospitals. And liver transplant is also widely available, expensive in big cities but in CM for example, about 1 mill baht. Bypass surgery also very common, about 500k baht (not Bumrungrad). So one off procedures are manageable for many people I imagine, the problem would be recurring and ongoing treatment costs over time. Not sure if two policies will work and/or be allowed, it wouldn't for me. I had a quote from a Thai health insurance company last year, 250k deductible PLUS co-pay on next 300k, pre-existing conditions not covered - 18k baht per month! ANY investigation/test/treatment in the past ten years for anything counts as an excluded item! I stand corrected, I live and learn, I was under the misapprehension transplants were only available if the organ came from a family donor. |
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